Alante Insurance Services - First in ServiceCompare Our Coverages
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Farmers
Sentinel		 State
Farm		 TOPS only from Alante Insurance Services DIRECTORS & OFFICERS LIABILITY
[ ] [ ] [X] Full Duty to Defend
[ ] [ ] [X] Coverage for non-monetary claims
[X] [X] [X] Full Prior Acts Coverage
[X] [ ] [X] Employment Practices Liability provides coverage for discrimination, sexual harassment
[X] [X] [X] Wrongful Termination
[X] [X] [X] Failure to maintain insurance
[X] [X] [X] Insured vs Insured
[X] [X] [X] Defense for allegations of dishonesty/fraud unless proven by judgement
[X] N/A [X] Retention is waived if there is a finding of no liability (except EPL)
[ ] [ ] [X] Property Manager added as an additional insured
PROPERTY COVERAGE
[ ] [ ] [X] Guaranteed replacement
[ ] [ ] [X] Building Ordinance Coverage Included
[ ] [ ] [X] Five percent (5%) earthquake deductible
LIABILITY
[ ] [ ] [X] $10,000,000 Limits on General Liability, Directors & Officers and Property Managers
[ ] [X] [X] Workman's Compensation
[X] [X] [X] AM Best "A" Rated

*Actual policy forms dictate coverage.